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Question 1 of 5

What is ‘Redlining’ in this context?

A

Clipping your levels on the mixer.

B

Redlining describes a practice that occurs when lending institutions refuse to make loans to people of a certain race or lower incomes.

C

When a professor corrects a draft using red pen.

Question 2 of 5

How did ‘Redlining’ get its name?

A

The people who lived in redlined areas drew redlines around their own neighborhoods, therefore creating the name.

B

From the practice of putting a redline around areas on a map that were deemed too risky to insure mortgages, provide loans, etc. based on racist and classist beliefs.

C

It is still a mystery to this day.

Question 3 of 5

When was the practice made illegal?

A

It’s not illegal, that’s why it continues to happen.

B

In 1988 with the Fair Housing Act.

C

In 1968 with the Fair Housing Act and further in 1988 with the Fair Housing Amendments Act.

Question 4 of 5

Redlining is easily detected just by calling and asking lending institutions.

A

True

B

False

Question 5 of 5

If you’re a victim of redlining or suspect redlining, where should you file a Fair Housing complaint?

A

The Department of Housing and Urban Development for free at HUD.gov

B

To your leasing office or landlord.

C

To the mix engineer at the front of house.

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